Are expenses piling up and you’re finding yourself in need of some quick cash? Then a car title loan is exactly what you need.
It’s one of the most convenient ways to get your hands on some extra money to allow you to make it through until your next paycheck comes in. Here’s everything you need to know about getting a car title loan completely online in Providence, Rhode Island.
The Requirements
Technically speaking, to be eligible for an installment title loan you generally have to jump through fewer hoops than you would for, say, getting a loan from a bank or other financing institutions. While many companies have their own requirements for eligibilities, Title Loan Fast only has 4 criteria:
1. A free and clear vehicle title in your name
2. Proof of income and residency
3. Pictures of your vehicle
4. An open and active checking account
As you can see, we do not ask for a credit check, nor do we keep your vehicle for the duration of your loan. We just offer you the money you need to get by!
How to Apply for an Online Car Title Loan
The benefits of getting an online car title loan are that it’s often a lot less complicated than applying for one in-person, and that means it’s also faster. So, if you need access to money fast, opting for online loans is the way to go.
Here are the steps to get a car title loan completely online in Providence, Rhode Island:
- Fill out our web application form here;
- Upload the required documents, such as the statement, title, and if;
- Upload photos of the vehicle. Remember to upload vehicles from the front, back, both sides, VIN, and mileage;
- Review and sign the agreement;
- Take the title to your local DMV title office and place the lien, then send us a picture of the receipt via email.
Then, our team will call to confirm the lien with the DMV clerk, and we will fund the loan. After that, all that remains for you is to send us the physical title in the mail, use the money however you need to, and start paying it back!
What If You Can’t Pay It Back in 30-Days?
A traditional title loan is just a 30-day loan. You need to pay it back within 30 days in full, but for a lot of people that may not be possible.
Luckily, at Title Loan Fast, we offer installment title loans, meaning we break up the loan into multiple installments, allowing you to pay shorter amounts each month. This way, it will be easier for you to make the payments without disrupting your finances.
We offer 6, 9, and 12-month installment title loans, depending on how much you’re borrowing and what’s preferable to your situation.
Final Thoughts
Title Loan Fast is here to help you get out of a financial rut. If you’re in need of extra cash, apply for our 100% online car title loans in Providence, Rhode Island right here.